On the road for Holiday shopping, sitting at a red light and it happened. That unmistakable sound of smashing metal. I felt sick to my stomach. Two thoughts immediately filled my head. "I hope everyone is OK." and "I'm glad that wasn't us."
Another "Whiplash for the Holidays."
This scenario happens every few minutes around the country. If your involved in a accident, here's a short list of what to do:
1) Don't Admit Fault
Do not admit fault for the accident. Every attorney and insurance adjuster I've talked to all say the same thing. "DON'T DO IT!" Even if you think you could be even partially blamed, do not admit ANY wrongdoing. Focus on exchanging the proper info and getting any immediate medical attention. Let your insurance company do the rest. That's what you pay them for.
2) Seek Medical Attention
Get checked as soon as possible. You might feel fine now or think your injuries aren't very serious. The longer you go before evaluation / care will nearly always cause 2 things to happen: Increase the risk of chronic pain and increase the total healing time. Days or weeks go by building up more and more scar tissue which only takes longer to get rid of.
Fox Chiropractic has the equipment to properly document and prove your injuries. No documentation, no injury, no settlement.
3) Take Pictures
Use your cell phone to get pictures or call someone to bring a camera to take pictures of the scene. Any trouble getting a settlement from the insurance company will be quickly silenced and your attorney will make very good use of them as valuable evidence for your case. Cuts, bruises, and scrapes heal quickly, so getting photos immediately is a smart move.
4) Take Notes
Take good notes regarding your medical treatment. This information may be necessary for you to get full reimbursement from the insurance company.
How many days did you miss from work or school, how many miles did you travel for medical care, keep receipts for medications you were prescribed or any assistive devices such as braces, supports or crutches that were needed.
5) Get the Police Report
Obtain a copy of the police report to verify that all facts regarding the accident are correct. Errors or omissions in the police report could delay any potential settlement.
6) Talk With a Lawyer
Even though you are not "out to get" anyone, having an attorney is always a good idea. If you are asked to sign any documents you don't understand, we can recommend an attorney in your area. Having representation is the best way to make sure your rights are protected, especially if the accident is serious and you may be at least partially at fault.
The Portland Whiplash Treatment Center helps people involved in accidents every day. If you have any questions, just call and we'll be happy to help direct you.
Serving Portland Oregon.
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